When you submit your earnest money payment, security matters. Yet paper checks and wire transfers are still commonly used, despite being the most targeted methods for fraud.
According to the AFP Payments Fraud and Control Survey, 80% of organizations experienced attempted or actual payment fraud in 2023, and checks remained the most vulnerable payment type, cited by 65% of respondents as the most frequently targeted method.
A Modern, Safer Alternative
TrustFunds replaces checks and wires with secure online ACH payments, designed specifically for real estate transactions.
- Buyers enter their own bank information securely
- Sensitive data is never shared with agents
- Funds move directly to the designated trust account holding the funds
- There are no photos, mailing, delivering, or overnighting checks, and no last-minute wiring.
See How Easy It Is!
Watch our quick 40-second video to see just how simple and secure it is to submit your earnest money payment through TrustFunds.
There are no photos, mailing, delivering, or overnighting checks, and no last-minute wiring.
Our Simple 4-Step Process
- Start Your Payment: Click the payment link in the TrustFunds email sent from your agent.
- Enter Your Information: Securely enter your bank details—no one else, not even your agent, will see your banking information.
- Confirm and Submit: Review your details and submit your payment securely online.
- Get Real-time Updates: You and your agent will receive confirmation the payment is submitted and payment status updates, so everyone stays informed.
Buyers Prefer ACH with TrustFunds
- Enhanced Security – ACH transactions use encryption, authentication, and traceability to reduce fraud risk.
- Convenience – Buyers can submit earnest money from anywhere, ideal for remote and out-of-town transactions.
- Clear Confirmation – Buyers and agents receive immediate confirmation and real-time status updates once payment is submitted.
A Better Buyer Experience
TrustFunds ensures the buyer is the only person who sees their banking information, while all parties stay informed throughout the process. Behind the scenes, TrustFunds verifies agents and earnest money holders to prevent fraud.
In today’s environment, paper checks and wires create unnecessary risk. ACH payments through TrustFunds deliver a safer, faster, and more reliable way to handle earnest money.